General information about a credit card is stored in the Accounts Receivable customer record. This information includes the card ID, description, currency, billing information, comments, and whether or not the card is the default for the customer.
Credit card details (card number and expiration date) are not stored in the Accounts Receivable customer record.
About Storing Credit Card Information
General information about a credit card is stored in the Accounts Receivable customer record. This information includes the card ID, description, processing code, billing information, currency, comments, and whether or not the card should be the default for the customer.
Credit card details (card number and expiration date) are not stored in the Accounts Receivable customer record. To add or edit these details, you click the Card Details button on the A/R Credit Card Information screen, and then enter the information on the Paya browser form. The information is stored in an online "vault" managed by Paya, and is not saved in your company database.
Note: You can use a saved credit card for a transaction only if the processing code for the card matches the processing code for the transaction.
Do not record any card details in the Comments field, including card number, expiration date, and CVV number. Storing details in this way can compromise credit card security and may constitute a violation of the Payment Card Industry Data Security Standard (PCI DSS).
If a security breach occurs, merchants that do not comply with PCI DSS may be subject to fines, card replacement costs, forensic audits, and other penalties.